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Summary
Hermione is going to drag the wizarding world into the 21st century, whether it wants it or not (and it most certainly doesn't).
Step one: build a secret empire.
There was an enormous vacuum in the magical world, and Hermione Granger's brain simply itched to fill it.
Note: I'm neither a writer, nor am I a native speaker. Beware:)
Disclaimer: All visuals in this work were generated by Gemini (Google). All the work text is proofread for SPAG and light Britpicking by DeepSeek and ChatGPT (Open AI). Research for the worldbuilding (economics, historical inflation rates, financial laws, etc.) was conducted using DeepSeek and Perplexity. All the ideas are my own. The Wizarding World belongs to JKR. Phew, I think that's it:)